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National Care Vision

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Product Details
Affordable Vision Insurance with no waiting periods and guaranteed issue. Coverage includes frames, lenses, contact lenses, eye exams, and more
Copay:  $10 Exam / $25 Materials per Covered Person per Office Visit
Exam:  Every 12 months
Lenses:  Every 12 months
Frame:  Every 24 months
 
  Participating Providers Non-Participating Providers
WellVision Exam
Covered after $10 Exam Copay
Up to $45 after $10 Exam Copay
Contact Lens Exam
15% Savings on a contact lens exam
 
Lenses:
Single Vision
Covered after $25 materials Copay
Up to $30.00
Lined BiFocal
Covered after $25 materials Copay
Up to $50.00
Lined TriFocal
Covered after $25 materials Copay
Up to $65.00
Lenticular
Covered after $25 materials Copay
Up to $100.00
Impact-Resistant (polycarbonate) lenses for children Fully covered with no deductible up to age 18  
   
Frames $150 allowance every 24 months Up to $70.00 allowance every 12 months
Necessary Contact Lenses* $150 allowance every 12 months Up to $105.00 allowance every 12 months
Elective Contact Lenses* N/A N/A
*Contact Lenses are provider in lieu of all other lens and frames once every 12 months. 
Discounts & Savings
  • Average 20-25% savings on other lens enhancements
  • 20% off additional glasses and sunglasses, including lens enhancements, from any VSP doctor within 12 months of the patient's last WellVision Exam.
  • Extra $20 to $40 on featured frame brands
  • Laser Vision Correction- Average 15% savings on the regular price or 5% savings on the promotional price from the contracted facilities.
Locate a Provider
To find an In-Network Provider, click on the VSP logo below.
Exclusions and Limitations of Benefits

Some brands of spectacle frames and lenses may be unavailable for purchase as plan benefits or may be subject to additional limitations. Covered Persons may obtain details regarding frame brand availability from their VSP Preferred Provider or by calling VSP's Customer Care Division at (800) 877-7195.

Patent Options

This Plan is designed to cover visual needs rather than cosmetic materials. When the Covered Person selects any of the following extras, the Plan will pay the basic cost of the allowed lenses, and the Covered person will pay the additional costs for the options.

  • Optional cosmetic processes.
  • Anti-reflective coating.
  • Color coating.
  • Mirror coating.
  • Blended lenses.
  • Cosmetic lenses.
  • Laminated lenses.
  • Oversize lenses.
  • Polycarbonate lenses.
  • Photochromic lenses, tinted lenses except Pink #1 and Pink #2.
  • Progressive multifocal lenses.
  • UV (ultraviolet) protected lenses.
  • Certain limitations on low vision care.

There are no benefits for professional services or materials connected with:

  • Services and/or materials not included as plan Benefits in this Policy.
  • Other Insurance Coverage VSP will not coordinate Plan Benefits payable under this Plan with any other private or government insurance plan, including any other plan underwritten by VSP.
  • Orthoptics or vision training and any associated supplemental testing.
  • Corneal Refractive Therapy (CRT).
  • Orthokeratology (a procedure using contact lenses to change the shape of the cornea in order to reduce myopia).
  • Refitting of contact lenses after the initial (90-day) fitting period.
  • Plano lenses (lenses with refractive correction equal to or less than ± .50 diopter).
  • Two pair of glasses in lieu of bifocals.
  • Replacement of lenses and frames furnished under this Policy which are lost or broken, except at the normal intervals when services are otherwise available.
  • Medical or surgical treatment of eyes.
  • Plano contact lenses to change eye color cosmetically.
  • Artistically-painted contact lenses.
  • Contact Lenses insurance policies or service contracts.
  • Additional office visits associated with contact lens pathology.
  • Contact lens modifications, polishing or cleaning.
  • Costs for services and/or materials exceeding Plan Benefit allowances.
  • Services or materials of a cosmetic nature.
  • Local, state and or federal taxes, except where VSP is required by law to pay.
  • Corrective vision treatment of an experimental Nature. 

Vision Insurance FAQ

Does my vision plan have any waiting periods?

There are NO waiting periods!

All benefits begin on your effective date.

Who is eligible to purchase this plan?

The insurance coverage is available in states where it's approved to anyone age 18 and older. You can request coverage for your dependents; dependent eligibility varies based on state law.

Can I purchase a vision plan if my employer or health plan does not provide one?

Yes, anyone can take advantage of the Vision Plan.

Do I have coverage outside of the state I live in?

Yes, if you are traveling or have a covered dependent living in a different state, you will still have coverage. 

Do I have to submit claims?

When you visit a VSP network doctor, there are no claim forms to submit. If you chose to see an out-of-network provider, you may incur higher out of pocket costs and will have to submit a claim form and include any itemized receipts.

When will I receive my insurance ID cards?

With VSP, there is no hard copy fulfillment, you would need to provide your member id number to your provider or your temp id card, which is available on the member portal.  

States Available

AK, AL, AR, AZ, CA, CO, CT, DC, DE, GA, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, PA, RI, SC, TN, TX, UT, VA, VT, WI, WV, WY


States Not Available

FL, HI, MA, NY, OR, SD, WA
Product
$21.00 per Month for Member
$48.00 per Month for Family
$38.00 per Month for Member + 1
Exclusions and Limitations of Benefits

Some brands of spectacle frames and lenses may be unavailable for purchase as plan benefits or may be subject to additional limitations. Covered Persons may obtain details regarding frame brand availability from their VSP Preferred Provider or by calling VSP's Customer Care Division at (800) 877-7195.

Patent Options

This Plan is designed to cover visual needs rather than cosmetic materials. When the Covered Person selects any of the following extras, the Plan will pay the basic cost of the allowed lenses, and the Covered person will pay the additional costs for the options.

  • Optional cosmetic processes.
  • Anti-reflective coating.
  • Color coating.
  • Mirror coating.
  • Blended lenses.
  • Cosmetic lenses.
  • Laminated lenses.
  • Oversize lenses.
  • Polycarbonate lenses.
  • Photochromic lenses, tinted lenses except Pink #1 and Pink #2.
  • Progressive multifocal lenses.
  • UV (ultraviolet) protected lenses.
  • Certain limitations on low vision care.

There are no benefits for professional services or materials connected with:

  • Services and/or materials not included as plan Benefits in this Policy.
  • Other Insurance Coverage VSP will not coordinate Plan Benefits payable under this Plan with any other private or government insurance plan, including any other plan underwritten by VSP.
  • Orthoptics or vision training and any associated supplemental testing.
  • Corneal Refractive Therapy (CRT).
  • Orthokeratology (a procedure using contact lenses to change the shape of the cornea in order to reduce myopia).
  • Refitting of contact lenses after the initial (90-day) fitting period.
  • Plano lenses (lenses with refractive correction equal to or less than ± .50 diopter).
  • Two pair of glasses in lieu of bifocals.
  • Replacement of lenses and frames furnished under this Policy which are lost or broken, except at the normal intervals when services are otherwise available.
  • Medical or surgical treatment of eyes.
  • Plano contact lenses to change eye color cosmetically.
  • Artistically-painted contact lenses.
  • Contact Lens insurance policies or service contracts.
  • Additional office visits associated with contact lens pathology.
  • Contact lens modifications, polishing or cleaning.
  • Costs for services and/or materials exceeding Plan Benefit allowances.
  • Services or materials of a cosmetic nature.
  • Local, state and or federal taxes, except where VSP is required by law to pay.
  • Corrective vision treatment of an experimental Nature. 
Standard 1-5 business days $7.95
Two Day 2 business days $15
Next Day 1 business day $30
* Free on orders of $50 or more