Eric Ley Insurance Office

2-Catastrophic

OneShare Catastrophic
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Authorizations

  • I authorize OneShare to collect the Monthly Contribution Amount as a recurring monthly transaction.
  • I authorize my first Monthly Contribution Amount to be processed immediately upon completion of my enrollment.
  • I authorize OneShare to contact providers to obtain the release of my medical records, and the medical records of all enrollees on the application.

                                                                                Acknowledgments

  • I affirm that the name and personal information provided on this form are true and correct.
  • I affirm that I understand and accept the disclosures presented above.
  • I understand that there are no representations, promises or guarantees that my medical expenses will be paid.
  • I also understand that any funds that I may receive for medical expenses do not come from an insurance plan, but are voluntary contributions by the members.
  • I understand that the Guidelines, program details, and Individual Share Amounts may be adjusted at any time by OneShare.

                                                                                             Refunds

Within the first 30 days of a new Member’s Effective Date, the Member is entitled to a full refund, including the one-time application fee.  After the first 30 days, a refund for the most recently paid period may be processed if the request is submitted within 10 days of their scheduled billing date. However, if  services have been utilized refunds will not be issued.

Refunds will be processed as a credit to the same card or account provided for billing.  Requests involving refunds payable by check may be delayed up to 30 business days.

                                                                                Statement of Beliefs

  • We believe in the sanctity and dignity of every human life, and that God created every life for a special meaning and purpose.

Psalm 139:13-14

  • We believe that every individual has the constitutional and religious right to worship God in freedom.

2 Corinthians 3:17

  • We believe and agree in the biblical and ethical principle of sharing with those who are less fortunate and who experience medical needs.

Galatians 6:2

  • We believe and agree that it is our responsibility to God and our fellow members to engage in healthy living, and to avoid habits and behaviors which are harmful to the body.

1 Corinthians 6:19-20

States Available

AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, RI, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY


States Not Available

MD, PA, VT
Product
$0.00 per Month for Member
$0.00 per Month for Member + 1
$0.00 per Month for Family

Health Care Sharing Disclosures

You are enrolling in a Health Care Sharing Ministry administered by OneShare Health, LLC. A Health Care Sharing Ministry is not health insurance, and this program does not guarantee or promise that your medical bills will be paid. A Health Care Sharing Ministry is a group of individuals who share a common set of ethical or religious beliefs and share medical expenses in accordance with those beliefs.

The members of this Health Care Sharing Ministry voluntarily share medical expenses with one another, and OneShare coordinates this medical sharing. This program should not be considered as a substitute for an insurance policy. You are always liable for your own unpaid medical bills.

 

DISCLAIMER

ONESHARE IS NOT AN INSURANCE COMPANY AND DOES NOT OFFER ANY INSURANCE PRODUCTS OR POLICIES.  ONESHARE DOES NOT ASSUME ANY RISK FOR YOUR MEDICAL EXPENSES, AND ONESHARE MAKES NO PROMISE TO PAY YOUR MEDICAL EXPENSES. 

ONESHARE OFFERS VOLUNTARY PARTICIPATION IN ITS HEALTH CARE SHARING MINISTRY AND COORDINATES ALL MINISTRY ADMINISTRATION SERVICES.   

No Promise to Pay

OneShare does not make a promise to pay or any guarantee of payment of your medical expenses.  You are responsible for any unpaid medical bills.  OneShare does not assume your risk.  OneShare does not guarantee that your medical expenses will be shared by other members.

Voluntary Participation 

Enrollment in OneShare is not a contract.  Participation in OneShare is voluntary.  Enrollment as a OneShare member is voluntary, and the sharing of monetary contributions is voluntary. You are free to cancel your membership at any time. OneShare requests an Monthly Contribution Amount to be collected for each month you are enrolled, to facilitate the payment of sharing requests published on behalf of other members.  

                                                                             Canceling Membership  

If you wish to cancel your membership in the OneShare Health programs, you are required to submit notice to OneShare Health in writing 15 days prior to the end of your current month. Your sharing opportunity will end the last day of your current month.

Guidelines 

OneShare manages member sharing contributions by establishing guidelines that define which medical bills are eligible for sharing (“Guidelines”). The Guidelines are not a contract, and nothing presented by OneShare constitutes a contract. The Guidelines do not constitute a legally binding agreement, a promise to pay, or an obligation to share. The Guidelines specify what type of expenses are eligible for sharing requests. OneShare reserves the right to exclude sharing eligibility for any pre-existing conditions, whether disclosed at the time of your enrollment or discovered after the effective date of the membership. OneShare reserves the right to update and change its Guidelines at any time. 

Administration

Upon receiving an eligible medical need from a Member or Provider, OneShare Health will assign the medical need for sharing in accordance with the Guidelines, less the amount required to be pre-shared (Individual Sharing Amount). Voluntary membership contributions are received from each member monthly. Up to 40% of membership contributions may be applied towards administration of the Health Care Sharing Ministry, charitable causes, or general overhead costs. This does not include third party contracts and distribution compensation. Administrative costs are subject to change by OneShare Health.

Membership Guidelines Details

Each member is responsible for reviewing the Guidelines provided at the time of enrollment, and to abide by the terms of the Guidelines.  It is your responsibility to understand which of your medical expenses are eligible for cost sharing, and which medical expenses are not eligible for cost sharing.  Members are also provided with a toll-free number to contact Member Services with any questions they may have. Preauthorization from OneShare is required for certain medical expenses

                                                                          Refunds 

Within the first 30 days of a new Member’s Effective Date, the Member is entitled to a full refund, including the one-time application fee.  After the first 30 days, a refund for the most recently paid period may be processed if the request is submitted within 10 days of their scheduled billing date. However, if  services have been utilized refunds will not be issued

                                                                                    Statement of Beliefs

  • We believe in the sanctity and dignity of every human life, and that God created every life for a special meaning and purpose. Psalm 139:13-14
  • We believe that every individual has the constitutional and religious right to worship God in freedom.                      2 Corinthians 3:17
  • We believe and agree in the biblical and ethical principle of sharing with those who are less fortunate and who experience medical needs. Galatians 6:2
  • We believe and agree that it is our responsibility to God and our fellow members to engage in healthy living, and to avoid habits and behaviors which are harmful to the body.                                                                                          1 Corinthians 6:19-20
  • We believe in the power of prayer, and that prayer should be a fundamental practice of daily life.                              1 John 5:14
Eric Ley Insurance Office  • Eric Ley  • Phone: (614) 488-2065  • ericley@outlook.com

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